Launched 2015

We are growth hacking branchless banking. We accomplish this with the Cascade Prepaid MasterCard®, a prepaid card that offers CrowdFunded CashBack. The Cascade Card is the first program of its kind – a General Purpose Reloadable (GPR) MasterCard that offers cardholders CrowdFunded CashBack simply by using the card and referring their friends and family to get and use the card as well. It can be used everywhere Debit MasterCard is accepted. The Cascade Card pays CrowdFunded CashBack to cardholders based on their monthly spending and the spending of their direct and indirect referrals down to 6 generations.

Intro video:

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Spencer Schmerling, Chief Executive Officer

Spencer Schmerling brings to Cascade Card 28 years as an entrepreneur and business owner. Most recently, Spencer took Evolutionate, a mobile app development and marketing company, from a startup to over $5,000,000 in sales in under two years. As part of his role at Evolutionate, Spencer served as CTO of a prepaid marketing company and oversaw all of the technology that powered the LRG Mobile Wallet and the Vibe Mobile Wallet.

Throughout his career, Spencer has negotiated deals with clients, partners, affiliates, and other people and businesses that have led to hundreds of millions of dollars of business. His primary focus is on the rapid delivery of pragmatic, scalable solutions that will help Cascade succeed in today’s fast-changing business environment.

Spencer holds a Bachelor’s degree in Business Administration, Management from California State University Northridge. In his spare time, Spencer volunteers as President of his fraternity’s alumni housing corporation, a former board member of the Northridge East Neighborhood Council, and serves as an auctioneer helping charities raise money.

Recent Press:

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